DNB (De Nederlandsche Bank, the central bank of the Netherlands) registered Certo Escrow in the register of payment institutions in accordance with Article 2:3d. This means that our organisation has been given the status of exempted payment service provider and as such is not subject to regular DNB supervision. However, we are subject to market conduct supervision by the Netherlands Authority for the Financial Markets (AFM). This means that Certo complies with all statutory requirements in accordance with the Financial Supervision Act.




iDEAL is the mostly used online payment method in the Netherlands. To be able to independently offer our customers this payment method, we applied for the mandatory certificate issued by Currence. After a comprehensive review of our organisation, Currence has granted us this certificate. This means that Certo is featured as a Collecting Payment Service Provider (CPSP) since July 2015.


Dutch Payment Association


To further expand our services, we have also added an offline debit card payment method. The Acceptant Payment Service Provider (APSP) certificate is required for every organisation that wants to offer this payment method to its customers. In the beginning of 2016 we applied for this certificate with the Dutch Payment Association. Following a thorough review of our organisation the certificate has been granted to us.